Flood Insurance in Austin, TX.
Help protect your property from flood-related losses that may not be included in a standard homeowners policy.
Personalized Coverage
Options tailored to your specific situation and needs.
Competitive Options
We help you compare available coverage from multiple carriers.
Local Austin Support
Real people who know Austin and are here when you need us.
What are we protecting?
Choose one or more. We'll take it from there.
More coverage options
What This Can Help Protect
Building Property
Help protect the physical structure of your home and its foundation from flood damage.
Personal Property
Help protect your belongings from flood damage, depending on the policy.
Debris Removal
Help with cleanup costs after a flood, depending on the policy.
Local Guidance. Straightforward Options.
We help Austin-area individuals, families, and businesses understand their choices without making insurance feel complicated.
Flood Insurance Questions, Answered
Typically no. Standard home insurance generally does not cover flood damage. Flood insurance is a separate policy designed to help protect against flood-related losses.
Flooding can happen outside of designated flood zones. We'll help you assess whether flood insurance makes sense for your situation.
Yes, flood insurance typically has a waiting period before coverage takes effect. It's important to plan ahead rather than waiting for a storm.
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Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Contact Austin Insurance to discuss your specific situation and available options.