A rental property in an Austin neighborhood
Landlord Insurance in Austin, Texas

Landlord Insurance in Austin, TX.

Protection for rental property owners including dwelling coverage, liability, and coverage options designed around investment properties.

Personalized Coverage

Options tailored to your specific situation and needs.

Competitive Options

We help you compare available coverage from multiple carriers.

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Real people who know Austin and are here when you need us.

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What are we protecting?

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More coverage options

Coverage Overview

What This Can Help Protect

Rental Dwelling Protection

Help protect the physical structure of your rental property from covered losses.

Liability

Help protect yourself financially if a tenant or guest is injured on your rental property.

Personal Property Used to Maintain the Rental

Coverage for items you provide at the rental, such as appliances or maintenance equipment.

Loss of Rental Income

Help replace rental income if your property becomes uninhabitable after a covered loss, where applicable.

Local Guidance

Local Guidance. Straightforward Options.

We help Austin-area individuals, families, and businesses understand their choices without making insurance feel complicated.

Straight Answers

Landlord Insurance Questions, Answered

No. Landlord insurance is specifically designed for rental properties and typically covers the dwelling, liability, and loss of rental income. Homeowners insurance is for owner-occupied homes and generally doesn't cover rental activity.

No. Your tenant's personal belongings are typically covered by their own renters insurance. Landlord insurance covers your property and liability as the owner.

Many landlord policies offer loss of rental income coverage if your property becomes uninhabitable after a covered loss. We'll review what's available.

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Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Contact Austin Insurance to discuss your specific situation and available options.